Farm insurance, tailored to your individual requirements, is essential whether you have a smallholding in Kent with a few acres, or a large arable, dairy or livestock farm.
The types of insurance you might consider include:
- Farm buildings, stock and machinery and equipment
- Growing crops
- Livestock
- Loss of Income (after an incident such as fire or flood)
- Uncollected milk
- Employers, Public & Products liability
- Environmental liability & Pollution
- Personal Accident
- All Risks cover anywhere in UK or world for laptops etc.
- Farmhouse
- B&B, holiday lets
- Fishing rights
- Farm shoots
- Trailer caravan
- Legal expenses
- Renewable energy
- Farm fleet
- Tractors and trailers
- Inspection of plant
The following types of farm insurance are available
- Arable farm insurance
- Dairy farm insurance
- Egg producers insurance
- Farm estates insurance
- Horticulture insurance
- Livery stables insurance
- Farm insurance (livestock, cattle, pigs etc)
- Fruit farm insurance
- Smallholders insurance
- Vineyard insurance
- Wine producer insurance
- Cider producer insurance
It is important to make sure that you have the right cover at a reasonable premium.The best way to do this is to speak to an insurance broker who understands farm insurance and the issues you need to deal with and can advise you which types of insurance cover you need.
Look for a local insurance broker that specialises in business and commercial insurance and offers a personal service. They will usually get you several quotes from different insurance companies and then recommend the product that best fits your requirements.