How To Choose The Right Insurance Broker For Your Business
As the owner of a small business, choosing the right insurance broker is one of the most important decisions you’ll make. A good insurance broker will help you find your way around the complicated world of business insurance and source the cover that best meets your needs. In this blog post, we’ll look at the …
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Insurance Premium Tax increases to 12% from 1 June 2017
The Government has increased the standard rate of Insurance Premium Tax (IPT) from the current rate of 10% to 12% with effect from the 1st June 2017. Any new personal or business insurance policy or any policy renewing from 1st June 2017 will be subject to the new 12% rate. The higher rate of IPT, which applies to …
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PAT Testing And Insurance
Portable Appliance or PAT Testing is not currently compulsory but, as an employer, you have a duty to maintain electrical equipment to ensure that it is safe to use, particularly items that may suffer abnormal use or abuse. Electricity can be dangerous. 1000 major injuries in the workplace, caused by electricity, are reported each year and around …
Kent Invicta Chamber Of Commerce
Breathe Insurance Brokers is pleased to confirm its membership of Kent Invicta Chamber of Commerce for the year commencing March 2015. An insurance broker specialising in business and commercial insurance, Breathe Insurance Brokers, is looking forward to another year of working with fellow Chamber members and making the most of the wide range of skills and experience that the Chamber brings together. …
Breathe Insurance Features In Zurich Magazine
Breathe Insurance Brokers is interviewed by Zurich this week. Why Trust Is So Important Director of Breathe, Karen Thomas, speaks to Zurich Insider about the challenges of being an insurance broker these days, the new online ways of working and why trust is so important in gaining and keeping clients. Zurich interviews a broker once …
How To Make An Insurance Claim For Storm Damage
What should you do if your business premises has been damaged in the recent storms or if water has leaked through the roof of your property during a rainstorm and damaged the interior? If you have the right property insurance and if the roof is watertight during normal levels of rainfall, you should be covered under the …
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Christmas Day flood – River Medway in & around Maidstone
Here is a youtube video of the River Medway flood in and around Maidstone, Kent on Christmas Day 2013. You should inform your insurer if your property is less than 400 metres from a lake, reservoir, river or seafront or in a known flood risk area or in an area that has been affected by …
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12 Tips To Help You Clear Up After A Flood
The recent extreme weather across the UK reminds us how important it is to have insurance for flood damage if you are a business owner. There were reports of some flooding in Gillingham, Strood and Rochester last night but the Medway area seems to have got away fairly lightly compared to other areas of Kent. …
How To Prepare Your Home Or Let Property Before The Storm Hits
Most standard home and landlord insurance policies give your home or let property protection against storm damage. With gusts of up to 80mph and heavy rain forecast to hit Kent, what can you do to help protect your home and other property? Last minute preparations for your home & vehicle Close and lock all doors …
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14 Ways To Protect Your Shop From Slip And Trip Compensation Claims
Slip and trip claims are on the increase, particularly in shop and retail premises. According to Zurich Insurance, an increase in slip, trip and fall compensation claims from both customers and  employees has occurred since the economic recession. They suggest that solicitors and claims management companies are now more likely to target this area since motor …
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