Karen Thomas is a Chartered Insurance Broker. She's the founder of Breathe Insurance Brokers - commercial insurance specialists.
With hundreds of flood warnings in force across England and Wales, it is important that business owners make sure they have adequate insurance in place to help protect them in the event of flooding. Here are five things you can do to make sure you have the right cover: Check that your business insurance policy …
5 tips to ensure your business insurance pays out in the event of a flood Read More »
Breathe Insurance Brokers are delighted to receive the STEM blue level certification – an environmental accreditation for businesses working to improve their environmental performance. The STEM (Steps to Environmental Management) accreditation confirms the green credentials of Breathe and the company’s commitment to the environment. Benefits Of Green Credentials Businesses benefit from attaining certification by being …
Breathe Insurance Brokers Receive Sought-After Environmental Management Accreditation Read More »
An intruder alarm warranty is an extremely important term that is sometimes included in an insurance policy wording. It is basically a statement explaining that an intruder alarm, approved by the insurance company, must be in operation at the premises in question when they are closed for business, or left unattended, and that this alarm …
This is a question I was asked yesterday by a business owner who has just taken on an employee. The answer is no, not as a rule. Employers liability insurance is almost always offered as part of a combined liability policy, along with public and products liability, or as a section in a package insurance …
Can You Buy Employers Liability Insurance On Its Own? Read More »
Breathe Insurance is featured in the Medway Times this week, in an article explaining the benefits, for busy professionals and business owners, of using a small, independent business insurance broker for your commercial insurance needs. When it comes to sorting out your business insurance it’s important to speak to a professional who understands the complexities …